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1. Know your budget.


2. Do your research.

Know where you want to buy and what you can afford in these areas. Check out what’s currently available. Make sure to fill your role of due diligence… do you feel as though you know enough to make informed decisions necessary to buy a house?

Check on your desired locations – are schools, shops and work nearby?

3. Meet with a mortgage broker or your finance person.

Take time to understand your financial position and requirements. 

Financial approval now will help you later in the house buying process. 

4. Make a list of must haves and negotiables.

What is mandatory for your new house? What would you really like but can be a bit more flexible with? 

Knowing these will help you stay logical throughout the process. 

5. Visit as many open homes as you can.

Head out and get a feel for the market, as well as make connections with agents for the most current listing opportunities. 

If a property is ticking all the boxes, don’t miss out on the open home!

6. Think with your head not just your heart.

It is easy to get caught up in the excitement of the process, but make sure to refer to you research and list of must haves and negotiables. 

You should start logically and finish emotionally.

7. Be prepared for the negotiation process. Know your time frames and the terms you require to go to contract.

Make sure you’re ready to put your best offer forward. Know what conditions you’re going to be putting on your offer (e.g. Building and Pest and finance) and know what settlement period you prefer. 

8. Keep in touch with your agent during the contract stage with any updates.

Your solicitor/conveyancer may not always keep your agent up to date with all updates. Make sure to keep your agent in the loop for the quickest and easiest process.

9. Engage a local conveyancer who is easily accessible to you.

Using an unreachable conveyancer can result in delayed settlement (amongst other problems).

Do your research and use references from friends and family that have recently bought/sold in the area. 

10. Be prepared for settlement and ensure you have signed all necessary documents to settle.

Ensure you’re ready for settlement by confirming with your agent and solicitor that all your responsibilities have been fulfilled. 

11. Move in and enjoy your new home.

Settlement day arrives and you will be collecting your keys to your new home. Enjoy this next stage of your homeowner journey.